📋 Status: In DevelopmentThis use case is currently being developed with working demo flows and detailed implementation guides. Expected completion: Coming soon.

Overview

Problem: Diversifying revenue for financial institutions when customers are in their early career stages, while meeting Danish §41 regulatory requirements for pension and life insurance advice. Solution: Wizflow provides continuous, automated advisory services that help customers optimize their pension and life insurance coverage while ensuring regulatory compliance. Impact: Growth in lifetime value (LTV) per customer through early engagement and ongoing advisory.

What You’ll Learn

When this use case guide is complete, you’ll discover:

📋 Regulatory Context

  • Danish §41 requirements for pension and life insurance
  • Compliance obligations for financial advisors
  • Documentation and audit trail requirements

🔄 “Always On” Advisory Model

  • Continuous monitoring of customer circumstances
  • Automated trigger-based recommendations
  • Proactive outreach and guidance
  • Self-service adjustment capabilities

🛠️ Implementation Framework

  • Regulatory compliant workflow design
  • Customer lifecycle monitoring
  • Automated advice generation
  • Integration with pension and insurance systems

💰 Revenue Optimization

  • Early customer engagement strategies
  • Cross-selling opportunities
  • Customer retention through ongoing value
  • Long-term relationship building

Preview: Core Capabilities

The §41 advisory solution will include:

Lifecycle Monitoring

Track customer life events and changing needs

Automated Advice

Generate compliant recommendations based on circumstances

Self-Service Portal

Customer-facing tools for policy adjustments

Compliance Tracking

Full audit trail and regulatory documentation

Regulatory Considerations

  • §41 Compliance: Ensuring all advice meets Danish regulatory standards
  • Documentation: Comprehensive record-keeping for audits
  • Customer Communication: Clear disclosure and consent processes
  • Professional Standards: Maintaining advisor qualification requirements

Understanding the foundation:

Regulatory Questions?

Need clarification on §41 compliance requirements? Our team has deep expertise in Danish financial regulation. Contact support@wizflow.io.

Implementation Priority

Return: Medium
Complexity: Simple implementation
Timeline: 3-5 weeks typical implementation
Prerequisites: Pension/insurance system integration, regulatory framework setup